Transport Fever 3 Subsidies, Contracts & Loans — Objectives and Risk
Each time-limited subsidy offer lists its task, acceptance/completion/failure effects and deadline. Declining does not impose a penalty. Current source facts, inspection workflow and unverified values are separated.
Current official facts
Each time-limited subsidy offer lists its task, acceptance/completion/failure effects and deadline. Declining does not impose a penalty. Current official types are Supply Industry, Supply Town, Connect Towns and Transport Workers. Supply tasks count delivered cargo toward the stated target. Connect Towns needs at least one actual passenger trip between the named towns without a transfer. Worker contracts require enough arrivals to activate the named industry worker boost. Possible rewards include town XP, additional payment or a limited-time 2x income effect for eligible transport lines; these are offer-specific, not a guaranteed universal bonus. Failure reverses the upfront reward and may add a fine or town reputation loss. Higher Subsidies Risk generally raises targets, shortens deadlines and reduces upfront payments. Loans can be found through the finances/company statistics window accessed from the bank account balance.
Practical inspection workflow
Read the offer's objective, deadline, upfront payment, success reward and failure terms before accepting. A Connect Towns contract needs an actual qualifying trip; Workers requires the stated boost, not just an empty station. Enter the actual loan and contract values into the planner, keeping principal repayment separate from operating profit.
Unknown values and historical evidence
Still unverified: Current loan offer count and simultaneous loan cap, Loan principal ranges, Exact interest rates and difficulty formula, Exact terms and repayment intervals. The Company and Finances manual currently displays an old-revision warning. Its uncorroborated limits, terms and bonus examples remain historical; they are not current values or independent live-game results.
Version and related systems
Current UI, Free Game, Towns, Subsidies or Steam conditions support only the attributed facts above. Store/client version and actual outcomes still require a recorded gameplay observation. A shared global Steam version is not a verified company-progression formula.
Connected operations
Parent: Transport Fever 3 Cities — Town Growth & Authority Ratings ↗
Next action: Transport Fever 3 Cities — Town Growth & Authority Ratings ↗
Planning tool: Loan / Contract Evaluator ↗
Version and changes: Update desk ↗
Sources and verification
Facts are attributed to official post-launch documentation. Procedures are editorial inspection advice; they do not claim a tested save or release-build benchmark.
Last checked: 2026-10-13 · Evidence before estimates · Corrections